Which T Pass is the Best Deal?

What You'll Pay to Ride the T in Boston

Charlie Sign MBTA

Eddie/Flickr Creative Commons

Back in the day, Boston's MBTA - commonly referred to as the "T," was one dollar and a bus ride was 80 cents. There was no difference in fares between peak and off-peak hours. Visitors from other cities were oftentimes shocked at how affordable it was to ride public transit.

It’s still affordable compared to other cities, but the bus and T fares have risen considerably since then. And with the different types of fare classes and passes, it can be confusing to determine what you should pay – and how.

To help avoid that confusion before you visit Boston, use this this breakdown of what you'll pay to ride the T – as well as recommendations for which type of pass gets you the best deal.

Note: MBTA prices will be raised starting July 1, 2019, so be sure to check pricing if you plan on using the bus and trains after that date. The below includes price details from before the price increase.

What’s the Difference Between a CharlieCard and a CharlieTicket?

CharlieCards are stored value. They’re a plastic card (like a credit card) that can be loaded and re-loaded or treated as a monthly pass. They’re a good option for commuters who regularly ride the T, buses and/or commuter rail. A CharlieTicket is a paper ticket, ideal for a single ride.

Which Offers a Better Deal?

Strictly going by price per ride, you’ll find it’s a cheaper option to get a CharlieCard. For example, it's $2.25 for a one-way CharlieCard ticket on the subway, but you pay an extra 50 cents if you use a one-time CharlieTicket or cash.

Here are the latest prices if you’re commuting via Boston public transit. All prices are for adult one-way trips; to see fares for students and seniors, visit the MBTA website.

Local Bus One Way

  • CharlieCard: $1.70
  • CharlieTicket or Cash: $2.00

Subway (Train) One Way

  • CharlieCard: $2.25
  • CharlieTicket or Cash: $2.75

7-Day Unlimited Pass

  • CharlieCard or CharlieTicket: $21.25

Monthly Unlimited LinkPass

  • CharlieCard or CharlieTicket: $84.50

Note: Commuter Rail and Ferry passes are separate and pricing varies depending on which zone you are traveling to/from.

Which Pass is Best for Me?

Regardless of where you’re going and how often you ride the T, the CharlieCard option will save you money. Let’s do a little more math to truly determine the best value:

Scenario 1: A person who rides the subway twice a day (counting weekends, assuming 31 days in the month) would pay the following:

  • CharlieTicket single rides: $2.75 ride x 2 rides per day = $5.50/day, $38.50/week, $170.50/month
  • CharlieCard single rides: $2.25 ride x 2 rides per day = $4.50/day, $31.50/week, $139.50/month
  • CharlieCard weekly pass: Unlimited rides, $21.25/week or $85/month (assumes 4-week month, though would be slightly more than this if used weekly passes for a 30- or 31-day month)
  • CharlieCard monthly pass: Unlimited rides, $84.50/month

Best value: CharlieCard’s monthly pass saves $86 over the most-expensive single-ride option – nearly a 50% discount! The CharlieCard weekly pass comes in at nearly the same percentage of savings compared to the single-ride Charlie Ticket weekly cost equivalent.

Scenario 2: A person who rides the subway a handful of times per week (let’s say 10 times, also assuming 31 days in a month) would pay:

  • CharlieTicket single rides: $2.75 ride x 10 rides = $27.50/week or $121.79/month
  • CharlieCard single rides: $2.25 ride x 10 rides = $22.50/week or $99.64/month
  • CharlieCard weekly pass: Unlimited rides, $21.25/week or $85/month (assumes 4-week month, though would be more than this if used weekly passes for a 30- or 31-day month)
  • CharlieCard monthly pass: Unlimited rides, $84.50/month

Best value: In this case, the CharlieCard monthly pass still comes out ahead – but this time by under $40 when compared to the CharlieTicket single rides used over the course of a month).

Decision Depends on Your Trip

When it comes down to it, the pass that's best for you depends on what you have planned for your trip. Is it going to be nice out during your stay? Boston is easy to walk from neighborhood to neighborhood, so you may end up doing so more than you think, as some MBTA stops are relatively close together. Plan out what you plan on doing and make the call from there.

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