Annual Pass Payment Plans for Disney World and Other Florida Theme Parks

Busch Gardens
Suedepop/Wikimedia Commons

Skipping lines, early admission, and vendor discounts are just a few of the perks annual passholders are able to reap at Central Florida's major theme parks. Busch Gardens Tampa Bay, Disney World, SeaWorld Orlando, and Universal Orlando all offer these golden tickets, but they typically come at a hefty price.

The cost of unlimited access to Florida's most coveted theme parks ranges from $100 to well over $1,000 in some cases. The good news is that park goers may treat it like any other major expense and pay a monthly fee for the pass.

While putting the entire bill on a credit card can lead to paying even more in fees and interest, many Florida parks eschew these additional charges. Each resort has its own pass options and payment program.

Disney World

Disney World's Platinum and Platinum Plus passes are both more than $1,000 apiece. Monthly payment programs are available, but only to Florida residents. At the time of purchase, a down payment equal to a non-discounted, one-day, one-park ticket (plus tax) is required. The balance is then divided into 12 equal installments that are automatically billed to the provided credit card monthly. No finance charges are added, but fees may be charged for late payments.

The following restrictions apply:

  • Only available to Florida residents living in ZIP codes 32003 through 34997.
  • The payment plan is available online only, not at ticket booths or by phone.
  • Purchasers must have a Florida driver's license or a state-issued ID card with a Florida address.
  • Purchasers must be at least 18 years old.
  • Annual passes are valid one year from their date of issue and are not automatically renewed.
  • There is a limit of eight annual passes per purchase.

Passholders must print an eCertificate at home and take it, along with a photo ID and required proof of residency, to any Disney World theme park ticket window for redemption.

Universal Studios Orlando

Universal Studios Orlando is Florida's second busiest theme park. It, too, offers a number of annual passes which grant visitors access to Appreciation Days and hotel discounts for about half the price of an annual pass to Walt Disney World.

Local Floridians may pay for their Power Passes, Preferred Passes, or Premier Passes in monthly installments, thanks to the FlexPay program. Like Disney's, the balance after the initial down payment is split into equal payments over 11 months. These activate on the date the passes are first used, not the date of purchase.

The following restrictions apply:

  • Annual passes are not transferable.
  • FlexPay accounts may not be canceled prior to the initial 12-month term, nor may individual members be removed during that time.
  • FlexPay annual passes will automatically renew at the end of the billing period and monthly payments are subject to change at that time.
  • Written notification of cancellation must be received 30 days prior to the end of the contract in order to cancel the automatic renewal.
  • Limit of six annual passes per FlexPay contract.

Busch Gardens Tampa Bay and SeaWorld Orlando

Rather than purchase park passes individually, you may also curate a custom bundle based on your preferences. Some of Florida's parks, including SeaWorld Orlando, Busch Gardens Tampa Bay, Aquatica, and Adventure Island, can be combined into a single payment plan via EZpay. The EZpay program will automatically bill your credit or debit card monthly for 12 or 24 months.

The following restrictions apply:

  • EZpay can only be canceled after completion of a 12- or 24-month commitment.
  • After that 12- or 24-month commitment, EZpay rolls over to month-by-month payments that can be canceled at any time.
  • Upgrades to a higher-value Passport may be made to add parks or additional members. Monthly payments will increase accordingly.
  • Downgrades (removing parks or members) can only be made after the initial membership term has expired.
  • No restrictions apply to credit card changes.

Passholders can avoid shipping charges by printing an eVoucher at home and taking it to the park's self-service kiosks outside the main gate. A valid photo ID (a driver's license or passport) and possibly the credit card used to purchase the Passport are required for redemption.

Note that while theme parks may not add finance or interest charges to their payment plans, you may pay interest and/or finance charges on any unpaid credit card balance.

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