The Oklahoma State Treasurer's Office maintains a database of unclaimed property with over 350,000 names in it, and one of them might be yours. Whether you have family in the state or you've just moved around a few times, there are a number of reasons property goes unclaimed in Oklahoma.
If you've recently moved somewhere within Oklahoma or had any kind of change of address, it's possible a business owes you money but couldn't track you down. In 2018, more than $260 million in cash and valuables are still waiting to be claimed by the rightful owners or heirs.
Although land and buildings are not part of the Unclaimed Property Database, you can search the archives for tax rebate checks that were never cashed, safe deposit box contents, stocks and bonds, royalties, utility deposits, dormant checking or savings accounts, and uncashed money orders.
How to Claim Property in Oklahoma
If you are or were a resident of Oklahoma—or have ancestors from the state—you can check the Oklahoma State Treasurer's Unclaimed Property Database using your legal name and city of residence. Searching the database is free, and if the search yields any results for your name, you can claim your property using an online form.
Once you've found your name on the registry of unclaimed property, simply click on your name and you will be taken to a page detailing the property you need to claim. You'll need to enter personal details including your address, phone number, and social security number and await a response from the State Treasurer's Office.
Like most processes in state governments, getting your claim through the Treasurer's Office will take at least four to six weeks to complete. However, there is no time limit on how long you have to claim your unclaimed property—the state has a legal obligation to hold onto it until it is claimed.
Avoid Scams and Don't Pay for Searches
Most states in the United States have a database like Oklahoma's that's run by the state Treasurer's Department, and all of them are free of charge to use. However, there are a number of websites available online that attempt to charge people a monthly fee to search and scan by state for unclaimed property.
While these websites may yield results and point you toward unclaimed property in the database, you'll still have to file a claim for your property through the official state website. This means you'll have wasted money for a company to do something you'll have to do anyway: search your name and city on the database and fill out an online claim form.
There are other scams out there around unclaimed funds and property, so as a general rule, you shouldn't trust any website that doesn't include ".gov" in the URL. Additionally, you should never give out personal information like your social security or bank account number online if you can't verify the legitimacy of the company you're using.
The best way to avoid scams concerning your unclaimed property is to online use the State Treasurer's Office website for your state of residence. While other websites the aggregate unclaimed property from multiple states may be convenient, it's not worth the risk of having your identity stolen online—especially when most people's unclaimed property is worth less than $100.