Travel News Safety & Insurance Unsurprisingly, More Travelers Plan to Buy Travel Insurance in 2021 But buyers beware—pandemics aren't usually covered in standard plans Written by Stefanie Waldek Instagram Twitter Stefanie Waldek is a Brooklyn-based travel writer with over six years of experience. She covers various destinations, hotels, and travel products for TripSavvy. Tripsavvy's Editorial Guidelines Stefanie Waldek Updated 09/03/20 03:13PM EDT Share Pin Email Westend61 / Getty Images The coronavirus has not only changed the travel industry at large, but it's also changed the way people are traveling. Namely, people are looking a lot more carefully at travel insurance—for pretty obvious reasons. According to a Berkshire Hathaway Travel Protection's annual travel survey, 49 percent of travelers plan on buying travel insurance more frequently in 2021 than they did in 2020, an increase compared to last year's results. “The pandemic is going to continue to disrupt the travel industry well into 2021, so it seems only natural that traveler behaviors are changing and intent to buy travel insurance is spiking,” Carol Mueller, vice president of Berkshire Hathaway Travel Protection, said in a statement. When the pandemic began in March, many travelers who did purchase travel insurance were left high and dry, given that most travel insurance does not cover pandemic-related travel issues. And while some companies are offering new plans specifically for COVID-19 coverage (notably Virgin Atlantic, which now gives all passengers booked through the airline a free COVID-10 insurance policy), most are keeping to their old plans. Only high-priced "cancel-for-any-reason" insurance plans typically cover pandemics. But as it turns out, the pandemic isn't the number one reason people want to purchase travel insurance. The Berkshire Hathaway survey showed that saving time and money was the primary reason, with the pandemic coming in second. Travelers are also more worried about terrorism than they are disease outbreaks, indicating that some travelers might be just fine purchasing standard travel insurance moving forward. (Although, for what it's worth, terrorism is not typically covered by insurance plans either.) So if you do decide to buy travel insurance for any upcoming trips, you'd be wise to read the fine print to make sure you're covered for what you're most worried about. Was this page helpful? Thanks for letting us know! Share Pin Email Tell us why! Submit How to Choose an Ethical Wildlife Experience Studies Show Americans are More Comfortable with the Idea of Travel Vaccine Tourism Is the Newest Travel Trend—But Hopefully Not for Long Are U.S. Tourists Responsible for Mexico’s Recent Record-Breaking COVID-19 Spike? Air Travel Is at Record Highs Since the Pandemic Started—But Is It a Comeback? The 9 Best Travel Insurance Providers of 2021 Destinations Dependent on Ecotourism Are Facing a Silent Crisis The CDC Won't Require COVID-19 Testing for U.S. Domestic Travel. Here's Why Millennial and Gen Z Trends That Just Might Impact Travel Forever After Months of Silence, CDC Finally Releases Next Steps For Return Of U.S. Cruises Here's How The New SARS-COV-2 Strains Have Affected Travel Is It Safe to Travel to Italy? You Should Travel Alone in 2021 and Here's Why As Air Travel Begins To Rebound, Airlines Are Already Making Big Changes 20 Solo Trips in 2020: I Traveled Solo During COVID-19 Is It Safe to Travel in the U.S. Right Now?