LaToya Irby

LaToya is TripSavvy's travel credit card expert. She holds a business degree from the University of Alabama and her writing has appeared in various financial publications including The Balance, Invibed, HealPay, and Finance Globe. She's been quoted for her credit and debt expertise in several major publications including USA Today, U.S. News and World Report, Yahoo! Finance, Black Enterprise, Los Angeles Times, Chicago Tribune, and the Associated Press. 


  • LaToya Irby is a credit and credit card expert—she covers travel reward cards for TripSavvy
  • She has over 12 years of experience in financial reporting as a writer and ghostwriter for dozens of personal finance outlets
  • LaToya holds a business degree from the University of Alabama


LaToya's writing has appeared in publications including The Balance, Invibed, HealPay, and Finance Globe. She has also appeared as a guest expert on radio shows across the country, and has hosted local financial seminars. She has also worked as a collection specialist in the financial services industry, giving her insider knowledge on debt collection laws and practices, as well as insight into consumer challenges in dealing with debt. 


    LaToya holds a business degree from the University of Alabama. 

    Other work:


    TripSavvy Product Review Editorial Guidelines & Mission

    About TripSavvy and Dotdash

    TripSavvy writers are on-the-ground experts — they speak the local language, know how to catch their city’s tram, train or bus, and definitely have tabs on the best of everything in town, from cocktail to kids’ menu. And since the world changes every day, your travel guide should, too. Our dedicated team of editors is regularly reviewing our library to perform updates on thousands of articles per month. If you see something that doesn’t seem up to date, please let us know by emailing us at

    TripSavvy is part of the Dotdash publishing family. For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the Internet according to comScore, a leading Internet measurement company, and reach more than 30% of the U.S. population every month. Our brands collectively have won more than 20 industry awards in the last year alone and, most recently, Dotdash was named Publisher of the Year by Digiday, a leading industry publication.

    Read more from LaToya Irby