Planning an RV Trip: The Complete Guide SEE FULL GUIDE prev next Best Weather Apps How to Find Cheap Rentals RV vs. Motel: Where to Stay Guide to RV Warranties Budget-Friendly Parking Best RVs to Buy Maximizing Gas Mileage Buying an RV Towing a Car Turning an RV Cleaning an RV Sleeping Tips Propane Guide Pros and Cons of RV Travel Motorhome vs. Towing a Trailer Where to Park an RV Choosing the Right RV RV Park Review Sites Reserving a Parking Spot Music Festivals Best RV Resorts in the US Disney World National Parks Best for Families Dog-Friendly RV Parks RVing With Alcohol Driving on Icy Roads Accident and Emergency Guide Planning an RV Trip: The Complete Guide close Overview Inspiration Road Trips What to Do If You're in an RV Accident Written by Melissa Popp Pinterest Twitter Linkedin Melissa Popp is a contributing writer at TripSavvy, experienced in all things RVing, camping & the great outdoors. Come along for an road trip adventure you'll never forget. Tripsavvy's Editorial Guidelines Melissa Popp Updated 06/07/19 Share Pin Email Noel Hendrickson/Getty Images Accidents are a way of life on the road. Whether you’re traveling to work, going on vacation, or are riding in a passenger seat, at some point in life you’ll be involved in a car accident. The same is true when RVing. When RVing, there are few things scarier than being in an accident that you’ll experience on the road. Our guide will explain what to do during and after an RV accident to ensure you, your family, and your RV are ready for your next adventure. Check on Yourself and Your Passenger After your vehicle and/or RV come to a stop, check on yourself and your passengers. Make sure everyone is okay and can exit the vehicle or trailer. If you can exit, do so; if not, call 911 and wait for help to arrive. Do not attempt to move anyone who is injured from your vehicle or trailer unless they are in immediate danger, such as a fuel leak, a fire, or smoke. Check on Anyone Else Involved in Accident Once everyone is okay on your end, if you haven’t already called 911 or the police, do so. Even for a minor RV accident, call the police to assist as you to either get back on the road or be towed due to the size of RVs and trailers. If other vehicles are involved, check on everyone else involved in the accident and render assistance if necessary/possible. Move Your Vehicle and/or RV to Side of Road If you can move your vehicle and/or RV to the side of the road, do so; if you’re not sure if it’s safe to do so, don’t. If your vehicle is towing a trailer, do not attempt to move the RV to the side of the road in any circumstance as you don’t know the condition of your hitch and could lose your trailer in the process. Wait for the police or emergency vehicles to arrive on the side of the road or shoulder whenever possible. If you’re carrying propane, gasoline, or any other fuel outside your RV, make sure to put a fair amount of distance between you and the RV while waiting for help to arrive. Turn on your safety lights or have warning triangles or flares in your vehicle, place them out to make others aware of the accident. Make Sure to Exchange Information and Document Everything You can exchange vehicle and insurance information with others involved before or after the police arrive on the scene. Make sure to write down as much information about the accident as possible and take pictures if it’s safe to do so. Take pictures of your RV, your vehicle, and other vehicles involved in the accident. Draw diagrams, use your insurance’s smartphone app and make note of even the smallest detail where possible to refer to later. Call Your Insurance Agent Before You Leave the Scene Make sure to call your insurance agent if possible before you leave the scene of the accident. They will be able to give you advice and information you may have forgotten due to being in an accident. Follow the Insurance Claims Process from Your Agent The insurance claims process for an RV accident will vary from when you file a claim for your car or other vehicles. Depending on the cause of the accident, the type of damage involved, and whether anybody was hurt or not will determine how your insurance agent handles the claims on both sides. Work with your insurance agent from start to finish to determine the right course of action on what to file, what you’ll pay out of pocket, and the steps you’ll need to follow for a successful insurance claim. Take Your Vehicle and RV in for an Inspection Make sure a reputable mechanic or service center inspects your vehicle and/or RV as soon as possible. Whether it’s towed there from the scene or you take it there the next day, the sooner you can verify the damage done inside and outside, the sooner you can provide that information to your insurance agent to get claims coverage started. Pro Tip: Just because you can’t see or identify damage to your RV or towing vehicle yourself doesn’t mean it’s not there. Don’t delay taking your RV in for an inspection because you think nothing is wrong. If you delay, you may not be able to get insurance to cover the issues in your accident claim. Have Your Hitch Inspected and/or Replaced Depending on the type of accident and how your RV responded to it, you want to have your entire hitch system inspected and possibly replaced. Hitches aren’t meant to take the type of punishment an accident often brings, so it may bend, break, crack, or otherwise have its integrity weakened. A weakened hitch can lead to trailer sway or loss of a trailer on the road, so it’s imperative this is checked out and replaced if necessary before your next road trip. Can You Avoid an RV Accident? Avoiding an RV accident, like a car accident, isn’t foolproof. At some point, something you do, something beyond your control, or something somebody else does may cause an accident. If you’re RVing, this can be scarier than you imagine because you’re either driving an over-sized vehicle or you’re towing something attached to your primary vehicles. Sharpening your RV driving and towing skills, following the rules of the road, and being aware of your surroundings are excellent ways to do what you can to prevent an RV accident. In the event you’re in an RV accident at some point during your travels, the number one tip I can give you is this: Take a deep breath, stay as calm as possible, and follow the above tips to ensure your safety, recover your RV, and get back on the road as soon as possible. Was this page helpful? Thanks for letting us know! Share Pin Email Tell us why! Submit Best ATV Insurance of 2021 Planning an RV Trip: The Complete Guide Best Car Insurance Companies of 2021 How to Hook up a Trailer Hitch RVing 101 Guide: Turning an RV or Trailer How to RV With Babies on Board RVing 101 Guide: Towing How to Tow a Car Behind Your RV What Everybody Ought to Know About Towing Capacity 9 Tips for Maximizing RV Gas Mileage Should You Drive a Motorhome or Tow a Trailer? RVing 101 Guide: Propane 10 Safety Tips for Planning an RV Trip How to Secure a Trailer Ball Hitch to a Coupler The Only Guide You Need to Buy an RV Should You Cover Your Camper Trailer With a Tarp?