It’s no secret that signing up for a travel rewards credit card is a great way to earn points and miles. From gas to groceries, almost any purchase can help you move one step closer to your dream vacation.
But better yet, why not accelerate your earning potential by adding an authorized user to your travel rewards credit card and open the door for even more savings? Plenty of travel rewards credit cards offer special perks to cardholders with more than one authorized user. Here are three benefits I think are the most worthwhile.
Bonus Points and Miles
If you’re just a few points or miles short of a loyalty reward, then adding an authorized user to your travel rewards credit card may be all you need to do to reach your goal. For example, Chase Hyatt Credit Card members receive 5,000 Hyatt Gold Passport points for each authorized user they add to their account. American Express Hilton cardholders enjoyed a similar promotion this past summer that awarded 10,000 Hilton HHonors points for each new user added to the card.
Since most of these promotions last no more than a few weeks, it’s important to stay on top of your favorite travel reward credit card’s social media channels. At least once every few days I hop on Twitter and Facebook to see if there are any special offers coming down the pike. I also sign up for email newsletters from my favorite travel brands, so I can be fully informed on any upcoming offers – involving authorized users and otherwise.
Complimentary Airport Lounge Access
I don’t know about you, but racing to the gate minutes before boarding isn’t something I enjoy doing. In fact, I’ll often arrive at the airport hours before my flight, giving me plenty of time to kill. Luckily, all authorized users of the Citi AAdvantage Executive World Elite MasterCard receive complimentary access to Admirals Club lounges all across the world. So rather than sitting at a crowded gate, I can make the most of my time at the airport by getting some work done or just relaxing in an Admirals Club lounge.
Yet another travel rewards credit card that offers airport lounge access to family and friends who you designate as authorized users is the Citi Prestige Card. For just $50, each authorized user will receive a Priority Pass Select membership, which includes access to Priority Pass lounges for themselves and two free guests.
Attainable Sign-up Bonuses
When it comes to attracting new cardholders, sign-up bonuses often do the trick. After all, who could turn down 25,000 free miles just for signing up? For cardholders, the real challenge comes much later. Most travel reward credit cards require members to spend a specific dollar amount during the first few months in order to earn a sign-up bonus. With authorized users, reaching such spending bonuses becomes much easier.
Say your spouse is an authorized user. Since both of you can make purchases with the travel rewards credit card, the time it takes to reach a spending bonus will be cut in half. For example, a friend of mine recently signed up for the Starwood Preferred Guest Business credit card. Earlier this year, Starwood offered two free nights to cardholders who made at least $5,000 in purchases within the first three months. Instead of trying to reach the spending goal by herself, my friend added her husband as an authorized user.
Together, they were able to spend enough to earn the free nights.
It’s important to remember that as the primary cardholder, you are responsible for any and all purchases. Before signing up for a travel rewards credit card, take a few moments to consider who you might choose as an authorized user. Is the potential candidate someone you can count on? If so, then you could be well on your way to enjoying all that this additional rewards-earning strategy has to offer.